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AGL vs Lumo Energy (2025) – Compare electricity & gas providers
Choosing the right energy provider can have a significant impact on your household budget, sustainability goals and everyday convenience.
This in-depth comparison of AGL and Lumo Energy will help you decide which one aligns best with your needs in 2025.
AGL Energy
Australia’s largest energy retailer and generator, AGL supplies electricity and natural gas across New South Wales, Victoria, Queensland and South Australia.
Although it historically relied heavily on coal (around 83% in 2022), the company has divested several coal-fired assets and aims to phase them out entirely by 2035.
It is investing heavily in renewable generation, owning around 1 GW in wind and solar projects via its Powering Australian Renewables Fund (PowAR) and seeking carbon neutrality through GreenPower and Power Purchase Agreements (PPAs).
Lumo Energy
A fully Australian‑owned retailer, Lumo Energy operates exclusively in Victoria and South Australia. Owned by Snowy Hydro, the company offers electricity and gas with flexible, no-exit-fee plans and Lumo Rewards (SA only).
It is certified carbon-neutral under Climate Active, although its renewable energy offering is currently limited to a 10% GreenPower add-on and a modest solar feed-in tariff in selected regions.
Pros and cons
AGL
| Advantages | Disadvantages |
| Available across four states for both electricity and gas | Generally among the higher-priced providers in fixed-line markets |
| Offers GreenPower at 10%, 20% or 100% through national accreditation | Green energy premiums are added on top and not discounted |
| Access to millions in renewable generation investment via PowAR | Retains coal-fired generators until 2035 |
| Comprehensive digital capabilities: app, usage alerts, automated billing | Occasional customer complaints around GreenPower switching |
| Flexible contract terms with no lock‑in | Credit card surcharges may apply |
Lumo Energy
| Advantages | Disadvantages |
| Competitive energy rates in VIC and SA, often below benchmarks | Only operates in two states |
| No early termination fees and free meter moves | Limited mobile/digital engagement - no app |
| Lumo Rewards program for SA customers | Only offers 10% GreenPower option |
| Certified 100% carbon-neutral via Climate Active | Solar feed-in tariffs are low |
State-by-state service availability
| State | AGL (electricity) | AGL (gas) | Lumo Energy (electricity) | Lumo Energy (gas) |
| New South Wales | ✅ | ✅ | ❌ | ❌ |
| Victoria | ✅ | ✅ | ✅ | ✅ |
| Queensland | ✅ | ✅ | ❌ | ❌ |
| South Australia | ✅ | ✅ | ✅ | ✅ |
| Western Australia | ❌ | ✅ | ❌ | ❌ |
| Tasmania | ❌ | ❌ | ❌ | ❌ |
| ACT | ❌ | ❌ | ❌ | ❌ |
Renewable energy & solar
AGL
AGL’s GreenChoice (residential) plans allow you to choose GreenPower coverage at 10%, 20% or 100%, directly supporting government-accredited renewable generators.
Its PowAR fund owns and operates wind, solar and hydro assets, including a 20% stake in Australia’s largest renewables investment vehicle; it supports farmers and regional economies via renewable development.
AGL also provides business solutions, including large-scale PPA offerings and ongoing support for cleaner energy procurement.
Solar feed-in tariffs vary by state; for example, Victoria’s standard GreenPower 100% add-on costs 4.4 c/kWh .
Lumo Energy
Lumo offers a basic 10% GreenPower add-on in Victoria and South Australia, via government-accredited sources.
Solar feed-in tariffs are modest: around 1 c/kWh standard, potentially rising to 4.5 c/kWh depending on plan and location in SA.
Although owned by Snowy Hydro, which invests in hydro and renewable energy, Lumo’s offerings remain largely offset-based rather than actively green generation.
Key benefits of each provider
AGL provides unmatched flexibility, innovation and depth of renewable investment:
- Extensive geographic reach across NSW, QLD, VIC and SA.
- Customisable GreenPower level (10, 20, 100%) to suit budgets and sustainability goals.
- Comprehensive digital tools via mobile app, usage tracking and customer service portals.
- Significant investment into renewables via PowAR and pledged coal exit timelines.
Lumo Energy delivers simplicity, local value and carbon-conscious credentials:
- Low-cost energy tailored for Victoria and SA.
- No lock-in contracts or exit penalties; free meter moves simplify relocation.
- Lumo Rewards offers real savings on everyday spending.
- Climate Active-certified carbon neutrality provides reassurance around environmental impact.
Which provider best suits you?
Choose AGL if you want national coverage, fully customisable green energy options, and a tech-enabled experience.
Choose Lumo Energy if you live in Victoria or South Australia, value simplicity, rewards on spending, and want certified carbon-neutral energy with minimal fuss.
Ready to upgrade or switch?
Making the right energy choice doesn’t have to be overwhelming. To receive tailored advice, compare the best plans accurately, or organise a switch or upgrade, get in touch with our energy experts.
Phone Compare Energy today on 1300 790 106 for fast, independent guidance. Let us help you secure the best provider and plan to meet your needs
